Terms of Use

Article 1 - Purpose

These Terms of Use (hereinafter "Terms") define the terms and conditions of use of the website thesmart.dad (hereinafter "the Site") published by RBP Corp.

Use of the Site implies full and complete acceptance of these Terms. If you do not accept these Terms, please do not use the Site.

Article 2 - Description of the Service

TheSmartDad is a free service connecting individuals (hereinafter "Users") with licensed professionals in the following areas (hereinafter "Partner Advisors"):

  • Life insurance and income protection
  • Medicare Supplement and Medicare Advantage plans
  • Auto insurance
  • Solar energy solutions

RBP Corp acts as a business introducer.

In this capacity, TheSmartDad:

  • Is not a licensed insurance broker, agent, or solar contractor
  • Does not provide personalized advice on insurance or energy matters
  • Does not compare insurance contracts or solar installation proposals
  • Does not make recommendations of products, insurance companies, or solar providers
  • Is strictly limited to connecting Users with Partner Advisors and service providers

Partner Advisors are independent professionals, duly licensed and authorized to carry out insurance brokerage or solar installation activities in their respective states. They are solely responsible for the advice they provide and the contracts they offer.

Article 2A - TCPA Consent

By submitting your information through any form on this website, you provide your prior express written consent to be contacted by RBP Corp, its marketing partners, and their agents at the telephone number you provided, by telephone (including autodialed and prerecorded calls), SMS/text messages, and/or email, even if your telephone number is on a state or federal Do Not Call list. You understand that consent is not a condition of purchase. Message and data rates may apply. You may opt out at any time by replying STOP to any text message or by contacting us at contact@thesmart.dad.

Article 2B - Medicare Disclaimer

TheSmartDad is not affiliated with or endorsed by the federal Medicare program or any government agency. This is a solicitation for insurance. Medicare Supplement insurance plans are not connected to or endorsed by the U.S. government or the Medicare program. Plan availability and premiums vary by location.

Article 2C - Auto Insurance Disclaimer

Insurance quotes and rates shown are estimates only. Actual premiums depend on your driving record, vehicle, location, coverage selections, and other factors as determined by the insurance carrier. TheSmartDad does not underwrite or issue insurance policies.

Article 2D - Solar Energy Disclaimer

Savings estimates are based on current utility rates and projected solar production. Actual savings may vary based on location, roof characteristics, energy usage, and other factors. Tax credits are subject to individual qualification and may require consultation with a tax professional. TheSmartDad does not guarantee any specific energy savings or tax credit eligibility.

Article 3 - Access to the Site

The Site is freely accessible to any User with an internet connection.

All costs required to access the Site (computer equipment, internet connection, etc.) are borne by the User.

RBP Corp reserves the right to modify, suspend or discontinue access to the Site, in whole or in part, temporarily or permanently, without notice or compensation.

Article 4 - Use of the Connection Service

4.1. Connection Process

To benefit from the connection service, the User must:

  1. Complete the contact form available on the Site
  2. Provide accurate and up-to-date information (first name, last name, email, phone, family situation)
  3. Agree to be contacted by Partner Advisors by checking the consent box

Once the form is submitted, the User's contact details are transmitted to one or more Partner Advisors selected by TheSmartDad.

A Partner Advisor will contact the User within 24 to 48 business hours, by phone or email, to discuss their situation and needs.

4.2. Free Service

The connection service is completely free for the User. No fees will be charged by TheSmartDad to the User.

Partner Advisors are paid by insurance companies when the User takes out a contract. This remuneration does not result in any additional cost to the User.

4.3. No Purchase Obligation

The User is under no obligation to take out an insurance contract after being contacted by a Partner Advisor.

The User is free to accept or refuse the proposals made by the Partner Advisor.

The User may at any time end the relationship with the Partner Advisor by informing them of their wish to no longer be contacted.

Article 5 - User Obligations

The User agrees to:

  • Provide accurate, up-to-date and complete information when completing the form
  • Not impersonate another person
  • Not use the Site for illegal, fraudulent purposes or contrary to these Terms
  • Not attempt to disrupt the operation of the Site or unauthorized access to RBP Corp's computer systems

In case of breach of these obligations, RBP Corp reserves the right to suspend or terminate the User's access to the Site, without notice or compensation.

Article 6 - Limitation of Liability

RBP Corp provides the Site and connection services on an "as is" basis. We do not guarantee:

  • Permanent availability of the Site
  • Absence of errors or bugs on the Site
  • Compatibility of the Site with all browsers and operating systems

RBP Corp is not be liable for:

  • Use made by Users of information on the Site
  • Acts, omissions or failures of Partner Advisors
  • Quality, content or compliance of advice provided by Partner Advisors
  • Non-subscription of an insurance contract following the connection
  • Direct or indirect damages resulting from use of the Site

Article 7 - Intellectual Property

All content on the Site (texts, images, graphics, logos, icons, sounds, software, site structure) is the exclusive property of RBP Corp or its partners, unless otherwise stated.

Any reproduction, representation, modification, publication, adaptation of all or part of the Site elements, by any means or process, is prohibited without prior written authorization from RBP Corp.

Article 8 - Applicable Law and Jurisdiction

These Terms are governed by the laws of the State of California, USA.

In case of dispute relating to the interpretation or performance of these Terms, and failing amicable agreement, the dispute will be brought before the competent courts of California.

Article 9 - Contact

For any questions regarding these Terms, you can contact us at:
Email: contact@thesmart.dad
Postal address: RBP Corp, 251 Little Falls Drive, Wilmington, New Castle County, Delaware 19808, USA

Last updated: March 6, 2026